Credit Report | Community Updates

Understanding Credit: What Causes Bad Credit

Understanding Credit: What Causes Bad Credit?

Let’s face it, you need a good credit score to get anything these days. Landlords and banks will run a credit check for renting an apartment, getting a mortgage, getting a car loan, or any other kind of installment loan. If you have bad credit, it can be hard to get the things you need in life. Do you know what causes bad credit? Read our guide next time you apply for something that requires a credit check.

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Checklist: Your Financial New Year

Checklist: Your Financial New Year

It’s almost the New Year – and that means we’re thinking of all of the things we’d like to be better at in the next 365 days. New Year’s resolutions come in many forms, focusing on fitness, health, and career success, but it’s rare that we set financial New Year’s resolutions to increase our monetary well-being. In this article, you’ll find 5 financial resolutions that’ll help you get in tip-top financial shape over the next year. Some are easy, some are hard, but all of them are achievable and will make you a more financially rounded individual.

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4 Steps to Recovering from Bankruptcy

4 Steps to Recovering from Bankruptcy

Declaring bankruptcy is scary and might feel like the end of the financial world. You may think you’ll never be able to raise your credit score enough to get another loan, buy a house or car, or take out a credit card. However, you can recover from bankruptcy over time by using the simple steps below.

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Spring Clean Your Credit Report

Spring Clean Your Credit Report

Spring always inspires us to clean up our wardrobes and homes. Something about the season makes us want to start fresh and get the year off to a good start. While you can’t start fresh with your credit report, spring is a great time to clean it up and move into the rest of the year with your best foot forward. Once your credit has gone bad, it can be hard to improve, but with the simple steps in this article, you can start increasing your credit score today.

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