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Understanding Credit: What Causes Bad Credit?

  • "Tips and Tricks"
  • Finance

Let’s face it, you need a good credit score to get anything these days. Landlords and banks will run a credit check for renting an apartment, getting a mortgage, getting a car loan, or any other kind of installment loan. If you have bad credit, it can be hard to get the things you need in life. Do you know what causes bad credit? Read our guide next time you apply for something that requires a credit check.  

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How to Find an Installment Loan Near Me

  • "AmeriCash Loans"
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  • Illinois
  • "Installment Loans"
  • Missouri
  • "South Carolina"
  • Wisconsin
  • Finance

Installment loans are a common way to finance a set amount of money for a large-purchase item. Mortgages, car loans and student loans are all examples of installment loans. AmeriCash Loans provides an easy approval process for installment loans of up to $4,000 and offers installment loans with no credit check and installment loans for bad credit.

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How to Apply for a Loan Online at AmeriCash Loans

  • "AmeriCash Loans"
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  • "Installment Loans"
  • Finance

Here at AmeriCash Loans, we strive to make our online loan application process as easy, fast, and convenient as possible! While we have locations across Illinois, Wisconsin, Missouri, and South Carolina, offering customers a way to apply for a loan online gives them more freedom, time and choices. Follow the simple steps below and get your cash fast!

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Tax Season: What is the IRS “Dirty Dozen”?

  • "Tips and Tricks"
  • Finance

For some, tax season can be an exciting time of getting much-needed extra money. For others, it is a scary and confusing time of unexpected costs and fees. Whatever attitude you may have, being aware of the IRS “Dirty Dozen” is important. This list is released by the IRS every year and represents the worst of the worst tax scams. Though they exist all year round, taxpayers are especially susceptible during tax season. 

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Tax Season: The Benefits of Filing Your Taxes Early

  • "Tips and Tricks"
  • Finance

It’s hard to believe that tax season is already here again! This year, aim to file your taxes early. There are many benefits to submitting your tax return to the IRS in January, February, or March, including the possibility of a larger tax return. On January 26, 2018, the IRS began processing both e-filed and paper tax returns. Though you have until April 17 of this year to file, getting your taxes done before the last-minute rush is a good idea and can save money, time, and stress.

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Installment Loans Vs. Payday Loans

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  • "Installment Loans"
  • Finance

If you’re in need of extra cash, your loan options may seem overwhelming at first. Once you factor in the amount you need, how soon you need it, and your credit score, you’ll narrow down your options. If you need a large sum in a short amount of time and don’t have good credit, you may only qualify for an installment loan or a payday loan. In this article, we break down what each loan is and what the differences are, so that you can choose the best loan for you.

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Recovering from Winter Emergency Auto Expenses

  • "Home and Auto Repairs"
  • Finance

The cold temperatures and harsh weather of winter are hard on your car, and even if you’ve spent time getting your car ready for winter, emergency auto expenses can still happen. Icy roads can lead to car accidents, heavy snow can damage your car, and cold temperatures can affect your engine in ways you couldn’t have prepared for. Once these expenses happen, it’s tough to know what to do. Your already tight budget and holiday shopping are on your mind, and emergency expenses might not have a place in your plan. Don’t worry – we’ve got four tips in this article for recovering from unexpected winter auto expenses. 

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Recovering from Unexpected Medical Expenses

  • Bills
  • Finance

Your financial situation can change in a flash if you’re suddenly burdened with unexpected medical costs. Broken bones, disease diagnoses, and catastrophic health events are scary and hard enough to deal with on their own; but add the medical bill on top of it, and a bad situation only becomes much worse. If you’re already living paycheck to paycheck, unexpected medical expenses can leave you with nothing – no way to feed your family or put a roof over your head. However, there are solutions that can help you. Read the five ideas below and start recovering now from your unexpected medical expenses.

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Installment Loans Vs. Payday Loans Vs. Car Title Loans

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  • "Installment Loans"
  • Finance

When you need cash quickly for emergency medical expenses, auto repairs, home fixes, or any other unexpected costs, you have a few options. You can take out a payday loan, an installment loan, or a car title loan to get the extra money you need. How can you know which option is right for you? Check out our guide to loans that can get you the cash you need, fast.

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4 Steps to Recovering from Bankruptcy

  • "AmeriCash Loans"
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  • "Installment Loans"
  • Finance

Declaring bankruptcy is scary and might feel like the end of your financial world. You may think you’ll never be able to raise your credit score enough to get another loan, buy a house or car, or take out a credit card. However, you can recover from bankruptcy over time by using the simple steps below.
 

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