Declaring bankruptcy is scary and might feel like the end of your financial world. You may think you’ll never be able to raise your credit score enough to get another loan, buy a house or car, or take out a credit card. However, you can recover from bankruptcy over time by using the simple steps below.
You spend a lot of time applying for a loan and gathering the materials you need to get one. Make sure you don’t forget to consider Veritec and its implications for you during the application process. Veritec can be hard to understand, so we’ve put together a guide to help you avoid a Veritec Denied loan result.
The economy has changed drastically over the past 20 years, and so has the way most of the young people in the country think about retirement. Gone are the days of working a lifetime for a single company with a guaranteed retirement fund. Today’s workforce functions with a lot of moving parts and most of the time saving for retirement is left up to the individual. Whether you’re in your 20's and are just beginning to think about retirement or you’re in your 60's and about to retire, we’ve got tips for how to make the most of your golden year finances.
You can’t put a price on a great education, but you also don’t want to be bogged down by debt for your entire life. In today’s society, student loan debt is a common and seemingly unavoidable burden that 71% of college-age kids – that’s 1.3 million young people all over the country – take on every year. College is expensive, $10,000-$35,000 a year on average, but there are ways you can reduce or even eliminate the amount of student loan debt you accrue.
Spring always inspires us to clean up our wardrobes and homes. Something about the season makes us want to start fresh and get the year off to a good start. While you can’t start fresh with your credit report, spring is a great time to clean it up and move into the rest of the year with your best foot forward. Once your credit has gone bad, it can be hard to improve, but with the simple steps in this article, you can start increasing your credit score today.
Money Smart Week takes place April 22-29, 2017. It’s a collaborative effort by thousands of organizations around the United States to provide resources and educational courses to any and all demographics to help every person manage their personal finances more effectively.
Many Americans who need fast cash for a financial emergency turn to car title loans. However, The Federal Trade Commission warns consumers to be wary of car title loans and their repercussions.
Becoming financially literate is just like learning a new language; It requires education, practice, and repetition to fully grasp and apply financial literacy in the world. Just as with foreign language, the sooner children are exposed to financial lingo, the better. However, as money-spending, saving, investing, donating adults, it can be easy to pass along bad money habits from the get-go. Here are several ways you can ensure your child is creating positive financial habits at an early age that will carry on through their teenage years and into adulthood.
Tax season is already here again. With more rules, regulations, scams, and possible mistakes than ever, filling your taxes is a scary endeavor. We’ve got your ultimate guide to tax preparation that’ll help you every step of the way.
Just like that, tax season is already here again. For some, it’s a time of joy – a chance for a big refund check that’ll buy a new electronic device or pay off a bill. For others, tax season can be a scary time, full of unknowns and unexpected fees. No matter your feelings on the season, watch out for these twelve tax scams, often referred to as the IRS “Dirty Dozen.” They’re fraudulent schemes laid out to hurt taxpayers and make away with their money.
