Putting your gifts on layaway this season is a great way to do your holiday shopping and a budget-savvy way to keep your spending in check. With all of the holiday parties and gift-giving, it can be hard to have a happy holiday. Before you start crossing things off of your shopping list this year, here is what you need to know about layaway.
The NFL season is in full swing once again, and if you're like tens of millions of other Americans, you're doing more than just pulling for your favorite team. Yes, we're talking about fantasy football. You've done the research, drafted the best players, and watch the stats closely every week to see how your chosen players are doing. But is it possible this $7 billion industry is having an impact on your real-world work and financial life?
Let’s face it, you need a good credit score to get anything these days. Landlords and banks will run a credit check for renting an apartment, getting a mortgage, getting a car loan, or any other kind of installment loan. If you have bad credit, it can be hard to get the things you need in life. Do you know what causes bad credit? Read our guide next time you apply for something that requires a credit check.
As the only person at the head of your household, there is a lot of pressure to create a stable financial future. Being a single parent can make it extremely hard to save money and create a budget, but there are ways to do it. Use our tips below and be on your way to saving money today!
Whether you’re moving down the street or across the country, moving is notoriously expensive. However, if you can get creative and use the resources you already have, your move doesn’t have to push you off-budget. Putting the time and energy into ensuring your move fits your budget will mean starting your life in your new home on the right financial foot.
Summer means that kids are out of school and it is up to you to entertain them. It can be hard finding affordable summer activities to keep them busy during those three months, but you don’t have to go far or spend a lot of money. All you have to do is walk out your back door for some backyard fun!
It’s not the 4th of July without red, white and blue decorations – but why stop there? You can make your food as patriotic as your mood, and you can do it without spending a lot of money. Whether you’re hosting a BBQ blowout or attending a 4th of July beach party, these recipes are sure to please.
A cash advance scam occurs when a scammer offers you money with the intent of taking a lot of yours. Some scammers can be convincing, especially if you have previously been in debt or applied for a cash loan at some point in your life. Cash advance scams affect thousands of people every year. Use our guide below to avoid becoming a victim of these scams and how to report them if you come across one.
For some, tax season can be an exciting time of getting much-needed extra money. For others, it is a scary and confusing time of unexpected costs and fees. Whatever attitude you may have, being aware of the IRS “Dirty Dozen” is important. This list is released by the IRS every year and represents the worst of the worst tax scams. Though they exist all year round, taxpayers are especially susceptible during tax season.
The odds of picking a perfect bracket this March Madness is estimated to be about 1 in 128 billion, and that is only if you are picking higher seeded college basketball teams to win. The closest anyone came to filling out the perfect bracket in the past six years was in 2017. They only selected the first 39 teams correctly and didn’t even make it to the sweet 16. Though the odds are against you to win the perfect bracket, you can still at least have a shot at beating the other people in your office pool. Use our tips below to maybe make it to the Final Four.
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