For many people, summer means one thing: vacation time. It's an opportunity to pack your bags and load up the car or head to the airport for some fun in the sun and a break from your responsibilities. But how do you plan the ultimate vacation without breaking the bank? Start by following these tips.
Memorial Day is coming up, and that means you likely have an extra day off of work or school. The weather is warm and you're trying to decide if you should head to the beach or stay home and have a barbecue. Before you head out on the road, make sure you know what to expect when traveling on this holiday weekend.
Most people dread tax time, but if you know some of your hard-earned money is coming back to you, it may not be so bad. After all, that refund is a nice little addition to your personal financial situation. But what do you do with it once you get it? Take a look at some smart — and not so smart — ways to spend you tax refund.
When you imagined your future, getting sick or injured probably wasn't part of the plan. Unfortunately, life has a way of sneaking up on you, and people often aren't financially prepared. Even if you have health insurance, you might find that unexpected expenses and medical bills can take their toll on your finances. Luckily, there are some things you can do to lower your medical bill debt.
It is almost the end of 2018! Where does the time go? The start of a New Year means creating New Year’s resolutions that you hope to stick with the whole year. A common goal for 2019 is to get fit and sign up for that gym membership. Even though gyms offer a lot of deals to help you save money, the monthly costs and sign-up fees can be pricey. You could get a cash loan to help you with the cost, or you can skip the gym membership altogether and get fit in other ways!
The holiday season is a joyous time of year filled with love and gift giving. Unfortunately, it is not uncommon for people to get caught up in holiday scams. Holiday scams and fraud have grown in number in recent years and they can deceive even the best of us. That’s why it’s important to be extra careful when shopping for the holidays this year.
Just because something is slightly used, or refurbished doesn’t mean it’s not a quality product. You can save money on your holiday shopping this year by buying refurbished electronics as Christmas gifts. You can save up to 50% off of items that are gently used and are often as good if not better as buying new. Laptops, phones, printers, TV’s, and digital cameras can all be bought refurbished at reasonable prices.
When you know that you want to spend the rest of your life with someone, it takes a lot of planning before you pop the big question. How can you afford a ring? When is the best time to ask to get married? What can you do to make it the most special day of your significant other's life — until the wedding day, of course? Check out these smart tips to impress the partner of your dreams.
Most children put the hot, new and expensive toys on the top of their Christmas gift wish lists. How about getting them something priceless this year by teaching them the values of money? The knowledge they will learn from an educational toy is timeless. Even if the money game is left on the shelf, the lessons learned will last a lifetime. Add these educational toys to your list this year for valuable Christmas gifts.
According to the National Retail Federation, Americans will spend an average of a little under $1,000 on holiday gifts during winter. That's not counting the new outfits to buy for holiday parties, decorations needed to bring joy to your house, and all the special treats and family meals that make the holidays so memorable. These expenses can really add up. Now that the concept of a "Christmas bonus" has become dream instead of reality, it's time to get creative in making sure you're able to pay for everything you need to make the holidays a success. Try some of these tips to cover holiday expenses for the whole family.
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