It’s that time of year again; Halloween is just around the corner. While, Halloween is arguably the most fun holiday of the year it can be a very straining holiday for your wallet. According to The National Retail Federation the average American spends roughly $77 on costumes, candy and decorations each Halloween. $77 seems like a big expensive for a Holiday that only last one night. AmeriCash Loans has come up with some tips to help you save money this Halloween!
With Halloween nearly approaching, it’s time to get into the Halloween spirit. The great employees at the AmeriCash Loans Bradley location decided that it would be great to participate in the Scarecrow Hollow Contest at Perry Farmhouse. For the Scarecrow Hollow Contest, there are a maximum of 150 scarecrow entries. These scarecrows will ultimately be judged based on categories such as: business/nonprofit, school/youth, individual/family, and People’s Choice. The best thing is, a cash prize will be given out to the winner of each category! It is great to see that scarecrows are not only being decorated by individuals and schools, but also by businesses who are getting involved with the surrounding community. As for the People’s Choice votes, anyone can purchase a vote for $1 and they will be able to vote on which scarecrow they think is best. All of the proceeds for the People’s Choice votes will be going to Presence St. Mary’s Breast Health Center.
With the cold weather coming shortly, it is the perfect time to stock up on some cold weather gear. Make sure that you have all of your basics covered; jackets, pants, boots, hats, and gloves. It is also a good idea to find these materials sooner than later if you do not have them already so it does not become difficult to find them as the cold weather progresses even more. One thing to keep in mind is that some people are less fortunate than others and cannot provide for themselves during this year’s cold weather. Whether it is because they cannot afford new warm clothing or their current warm clothing attire is worn beyond repair, they are going to need some proper clothing for the upcoming season. For this reason, many organizations come together to provide these essential needs for those who cannot provide them for themselves or their families.
Over the past two months AmeriCash Loans has held a campaign which opposed a rule change suggested by the United States Consumer Financial Protection Bureau (CFPB). As of October 12, 2016 the industry leading loan provider compiled 2,168 handwritten letters from customers and worried Americans who expressed their displeasure in the proposed CFPB law change. The 8 week campaign took place at 66 AmeriCash Locations across Illinois, Wisconsin, Missouri and South Carolina.
In order to be financially stable, creating a budget and sticking to it is pretty important. There are some basic items that should be established when the time comes to create your budget. One of the main things that you absolutely want to do before creating your budget is to set your goals. It is smart to not only establish what short term financial goals you would like to have, but also the long term goals that you would like to accomplish in the future. AmeriCash Loans believes that it is very important that everyone has a budget to create that sound financial future. The following are some ideas that may be useful when the time comes to create your budget.
In times of need, short term loans can be a great tool to relieve financial pressure. Installment loans in particular offer larger sums of money than traditional payday loans, with an extended payback schedule of 12 months or less, typically. While, the use of loan payment schedules makes the installment loan attractive it is important to pay on time. If payments are missed you could end up paying more than your initial balance. AmeriCash Loans has come up with a few tips to make paying off your loans quick and easy.
Unexpected expenses happen every day and most Americans do not have a safety net of cash set aside for tough times. This dilemma can leave you short on funds with no outlet for extra cash until your next paycheck. A great option to relieve the financial pressure is an Installment Loan. This type of Loan has many benefits when compared to the traditional Payday Loan. AmeriCash Loans has put together a comparison of Installment Loans vs. Payday loans to help you make the right choice the next time you are in a financial crunch.
With the internet easily accessible in most regions of the world, the risk of identity theft has increased in recent years. Increased risk may have you wondering how you can protect yourself from cyber criminals. AmeriCash Loans has come up with few tips to ensure you are taking precautions in order to protect your personal information.
Loans are often frowned upon by today’s society. Many view them as a way to only take advantage of those in a bad situation. Despite the views of loans by many, loans actually are very beneficial and help a multitude of people daily. They allow people to live their lives without having to worry about whether they have financial stability . At AmeriCash Loans, our goal is to help those who are struggling financially to get back on their feet to create a better future for themselves.
Getting an installment loan can be a big decision is one’s life. One big thing that should be taken into a great deal of consideration is whether or not an installment loan is necessary. There are many instances where getting a personal loan seems like a great idea, but end up not being very necessary. For example, it may not be necessary to get a loan to purchase a very expensive TV when you have one that is perfectly fine already. On the other hand, there are many times when receiving a personal loan is needed. Circumstances such as needing to pay for your car or rent are great reasons to get a loan. At AmeriCash Loans, we want to make your life easier by giving you your cash, when you need it most.